Plans2019-10-08T13:07:28-06:00

Core Plan

  • 100% of annual earnings to a maximum of $300,000
  • minimum coverage of $40,000
  • Reduces 50% at age 65 and terminates at age 70
  • 100% of annual earnings to a maximum of $300,000
  • minimum coverage of $40,000
  • Reduces 50% at age 65 and terminates at age 75
  • Units of $10,000 to a maximum of 250,000
  • Requires medical application
  • Spouse $20,000
  • Each Child $10,000
  • Units of $25,000 to a maximum of $200,000 for employees and spouses
  • All eligible employees of a member Company under age
  • Amount is 7% of the first $4000, 53% of the remaining monthly balance rounded to the nearest dollar up to a maximum benefit of $8,000 per month.
  • Benefit is non-taxable
  • Waiting period is 120 days
  • No deductible
  • 100% coverage for mandatory generic prescription drugs, less the dispensing fee, $5000 maximum
  • $500 annual maximum, per practitioner, per covered person
  • Out of Country Travel
  • Ambulance
  • Vision one eye exam every 24 months
  • Employee Family Assistance Plan (EFAP)
  • No deductible
  • 80% reimbursement for basic dental
  • 50% for dentures, crowns and bridgework (major dental)
  • 50% coverage for orthodontics for dependent children (age 19 or younger)
  • $2,000 per person per annual maximum for all basic and major dental combined
  • $2,000 lifetime maximum per child for orthodontic services
  • Recall exams once every 9 month

Bronze Plan

  • $40,000
  • Reduces to 50% at age 65 and terminates at age 70
  • $40,000 – same as Life Insurance
  • Units of $10,000 to a maximum of 250,000
  • Requires medical application
  • Spouse $10,000
  • Each Child $5,000
  • Units of $25,000 to a maximum of $200,000 for employees and spouses
  • All eligible employees of a member Company under age
  • Amount is 66.7% of the first $4,000, 53% of the remaining monthly balance rounded to the nearest dollar up to a maximum benefit of $5,000 per
  • Benefit is non-taxable
  • Waiting period is 120 days
  • No deductible
  • 80% coverage for mandatory generic prescription drugs, less the dispensing fee
  • $1500 Annual Maximum for prescription drugs
  • $300 Annual, combined Paramedical maximum
  • Out of Country Travel
  • Ambulance
  • Vision one eye exam every 24 months
  • Employee Family Assistance Plan (EFAP)
  • No deductible
  • 80% reimbursement for basic dental only
  • $850 Annual maximum
  • 9 month recall exams